Your intake fans out to the full network in a single pass. Only the lenders whose appetite actually fits the file get lit up. The rest never see your name.
1 file · 5-min intake · routed to 1000+ lenders
Soft pull only — your score stays untouched while we shop it.
3 lenders matched
Line-of-credit bank
Revolver · matched
Term-loan fintech
5-yr amort · matched
Revenue-based lender
Split remits · matched
Not a fit for this file
SBA-preferred lender
Govt-guaranteed
Bridge specialist
48-hr close
CRE lender
Stabilised assets
HELOC bank
Home-equity line
Equipment financier
Hard-asset backed
Asset-based lender
AR & inventory
Factoring house
Invoice advances
Drag the sliders to see which of our 16 products your profile clears and roughly what each one brings. These are estimates, not a quote.
Estimated Total Funding
Product Breakdown
These estimates are for illustrative purposes only and do not constitute a loan offer or guarantee. Actual amounts, rates, and eligibility vary by lender, product, creditworthiness, and other factors. Not financial advice.
Shopping six lenders costs you a month, six hard pulls, and six pitches to six junior analysts. Run it through us once and you hear back on every product in parallel.
Lender-by-lender shopping
Same form, different logo
Fourteen fields, retyped fourteen times. You lose an afternoon every round.
Credit report hits stack up
Each direct app is a hard pull. Your score goes down before the approvals come in.
Replies land whenever
Every bank runs on its own calendar. You are chasing responses while your use-case window closes.
One file, the whole network
Sixteen products, one pass
We route your profile to every product it qualifies for in a single sweep.
Soft pull, real answers
See what will actually get approved before anyone touches your hard credit.
Money in 1–7 days
One underwriter owns the clock. If something is slow, they know why, and they fix it.
1000+ lenders · bank, non-bank, fintech, alternative
We keep the network deliberately broad so the same intake can reach a community bank, a fintech term lender, and a private credit desk at the same time.
Your underwriter knows which one fits before you do.
Banks are built around one product and a loan committee. We are built around the borrower.
Speed from app to wire
Six to twelve weeks
One to seven days
Products in one app
Whatever that branch sells
16+ programs
Someone accountable to your file
—
One underwriter, start to finish
How long the intake takes
Two hours plus a meeting
Five minutes, online
Credit floor
700+ or the file dies
We sequence around it
What the credit check costs you
Hard pull the day you apply
Soft pull until you accept terms
The plan is designed around one question every borrower actually asks: when does the money land, and what do I need to do in the meantime?
Step 01
The form asks for the things a real underwriter needs to sort you into the right products. No tax returns, no three-year plan, no portal to log back into later.
Intake field
4 of 7 fields complete
Step 02
You jump on a call with one of our team. By the end of it you know which products are on the table, which ones to skip, and why. No form letter prequal.
Maya N.
Your underwriter
“Walking through your options — ~3 minutes.”
Step 03
From here, one person (your underwriter) runs everything. They decide which lenders to hit in what order and keep your credit clean while the pieces move.
Routing in progress
Step 04
Most clients are wired inside a week. Some of the faster products clear in a day or two. After the money hits, your underwriter stays on the file for whatever comes next.
Wire sent
$118,500
Cleared the same afternoon.
A senior underwriter sits with your file, picks the right products in the right order, and owns what happens next. No call center, no commission auction.
Same underwriter, same phone number
You do not get passed around a call center or handed off when things get complicated. The person who intakes you is the person who wires you.
Updates without the follow-up email
When a lender approves, flags a condition, or comes back with questions, you hear about it by text. You will not have to ping us to find out where the file is.
Calls on a calendar, not cold
Discovery, strategy, close. Every call lands on a shared calendar with an agenda.
The relationship does not end at the wire
Most funding gets structured in layers. Your underwriter stays on the file to help you refinance, stack the next round, or restructure when the business changes.
Maya Rivera
Underwriter, Optain
Wed 10:42
Wed 10:43
Wed 10:44
Your funding plan · v2
From Maya · a minute ago
Step one. $30K working line to cover payroll. Step two. $45K term loan after two more bank statements hit. Step three. We stack RBF on top once Q4 revenue shows up on the file.
Intake
4 of 6 steps done
Close call · with Maya
Friday · 2:00 PM ET
Every doc, every conversation with your underwriter, every approval, and every open task lives one login away. No more hunting your inbox for last Tuesday's W9.
These six get asked for the most, so they lead the grid. Your underwriter picks the right mix based on revenue, credit, time in business, and what the money is for.
Vault
Acme Holdings LLC
3
Personal
2
Business
8
Statements
1
Signed
2024 Schedule C
Business · Tax
Credit pull consent
Personal · Signed
Last 12 months P&L
Business · Statements
Lenders ask for roughly the same eight documents every time. We take them once, encrypt them, tag them by category, and reuse them across every product we shop.
“They provided both funding guidance and strategic consulting at a critical stage in my business. What stood out was their ability to support both business and personal financing needs with a level of expertise I wouldn't have been able to navigate on my own.”
Chelsea Stephens
Verified Trustpilot review
“These guys got me what I needed quickly and the process was painless. Will definitely recommend to anyone in need of funding.”
Jonathan Brosher
Verified Trustpilot review
“Good company, quick reply when I reached out. Got the job done. Will be recommending to a few of my business partners.”
Conorjxmac
Verified Trustpilot review
“I've worked with the owners of this company for over a decade and they have always provided the best service and results to my clients as well as myself. This company is on the cusp of changing the industry in regards to funding, and always provide an excellent experience.”
Tim Roberts
Verified Trustpilot review
“Good company, quick reply when I reached out. Got the job done. Will be recommending to a few of my business partners.”
Conorjxmac
Verified Trustpilot review
“I've worked with the owners of this company for over a decade and they have always provided the best service and results to my clients as well as myself. This company is on the cusp of changing the industry in regards to funding, and always provide an excellent experience.”
Tim Roberts
Verified Trustpilot review
“They provided both funding guidance and strategic consulting at a critical stage in my business. What stood out was their ability to support both business and personal financing needs with a level of expertise I wouldn't have been able to navigate on my own.”
Chelsea Stephens
Verified Trustpilot review
“These guys got me what I needed quickly and the process was painless. Will definitely recommend to anyone in need of funding.”
Jonathan Brosher
Verified Trustpilot review
Five minutes of intake and a soft pull. An underwriter picks it up from there.
Soft credit pull. No hard inquiry unless you accept terms.
